Terms & Conditions

1. Introduction

Welcome to Cramer Interactive LLC. These Terms and Conditions govern your use of our website, including access to our forums, contact page, about page, and post archives. By using the site, you agree to comply with these rules.

2. User Posts and Content

• Users may post anonymously without registration, providing only a name and email address, which will not be publicly visible.
• All posts, including those made by the admin, are subject to moderation.
• Users are prohibited from uploading media or files, except moderators and administrators can upload content.
• The company reserves the right to remove or moderate any content violating our policies or deemed inappropriate.

3. Rights and Licenses

• Users grant the company a license to use, reproduce, and display their forum posts for site purposes.
• Users represent and warrant that their posts do not infringe copyright or intellectual property rights of third parties.

4. User Conduct

• Users agree to refrain from posting illegal content, hate speech, personal attacks, spam, or any form of misconduct.
• Any illegal or harmful activity may result in blocking access and reporting to authorities as needed.

5. Privacy

• Our privacy policy outlines data collection, usage, and retention practices, which are incorporated into these Terms.
• Personal information submitted via email or contact forms will be handled with care and within specified timeframes.

6. Contacting Us

• The company will attempt to respond within 7 business days to inquiries or complaints submitted via email.
• We do not guarantee message delivery due to technical issues and are not liable for delayed responses.

7. Governing Law and Dispute Resolution

• These terms are governed by the laws of New York State.
• Disputes will be resolved through negotiations or, if unresolved, via arbitration through the registered agent or designated venue.

8. Modifications

• The company reserves the right to update these Terms at any time.
• Users will be notified via a post or the Terms & Conditions page itself.

9. Age Restrictions

• Users must be at least 13 years old to use the website or participate in forums.

10. Limitation of Liability

• The site is provided “as is” without warranties.
• The company is not liable for damages resulting from use or inability to use the website or forum content.

11. Miscellaneous

• These Terms constitute the entire agreement.
• Invalid provisions do not affect other provisions.